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| Form Name | Applies To | Instructions |
| 1-how To Stay Hot In A Cooling Market By Genworth - Part 1 | Those who attended the marketing seminar 2/13/08 | Click the link to download. |
| 2-how To Stay Hot In A Cooling Market By Genworth - Part 2 | Those who attended the marketing seminar 2/13/08 | Click the link to download. |
| 3-how To Stay Hot In A Cooling Market By Genworth - Part 3 | Those who attended the marketing seminar 2/13/08 | Click the link to download. |
| 4-how To Stay Hot In A Cooling Market By Genworth - Part 4 | Those who attended the marketing seminar 2/13/08 | Click the link to download. |
| 5-how To Stay Hot In A Cooling Market By Genworth - Part 5 | Those who attended the marketing seminar 2/13/08 | |
| 6-how To Stay Hot In A Cooling Market By Genworth - Part 6 | Those who attended the marketing seminar 2/13/08 | |
| 7-how To Stay Hot In A Cooling Market By Genworth - Part 7 | Those who attended the marketing seminar 2/13/08 | |
| 9 - 2008 Exhibitor Brochure 3 | ||
| 9 - 2008 Mailer | ||
| 9 - 2008 Statewide Election - Candidate Information | Members | Download this PDF to learn more about the Candidates for UMLA Elected Office. |
| Cml Application Packet | Prospective Certified Mortgage Lenders | Use this packet to apply for the CML designation. |
| Cml Renewal Packet | Certified Mortgage Lenders | Use this packet to renew your designation. |
| Discussion Draft - R162-205-1 March 7 2007 | Mortgage Licensees | This discussion draft was circulated by the Mortgage Commission Chair, Pierre Alley, for discussion at the April meeting. |
| Draft Rule R162-204-1 March 6 2007 Draft | Mortgage Licensees | This rule requires of the mortgage business owner or directors to maintain the company records if the company ceases business. It also references the new requirements in draft rule 162-205-2 as part of the records to be kept. |
| Draft Rule R162-205-2 March 6 2007 Draft | Mortgage Licensees | This rule requires mortgage licensees to place a copy of thier license in each mortgage file, as well as, give an attestation of licesure to the borrower and ask them to sign it. |
| Fact Act Implementation Guide - Provided By Land | All Mortgage Originators | The purpose of this document is to explain how LandAmerica Credit Services reports FACT Act alert messages. |
| Fbi Warning About Fraud | All Mortgage Companies | Click and print this warning to be given to your borrowers. |
| Guidance On Nontraditional Mortgage Product Risks | All Mortgage Lenders/Originators | Click and print this guidance promulgated by the CONFERENCE OF STATE BANK SUPERVISORS and the AMERICAN ASSOCIATION OF RESIDENTIAL MORTGAGE REGULATORS which Derek B. Miller, Director of the Utah Division of Real Estate, announced as a set of regulatory “best practices” covering marketing of non-traditional mortgages by state-licensed mortgage brokers and companies. |
| Power Of Understanding People - Dave Mitchell Presentation | Those who attended the Trade Show CE | |
| Reg X - Abas - 24 Cfr 3500.15 | HUD Regulations regarding Affiliated Business Arrangements (ABAs) | |
| Reg X - Section 8 - 24 Cfr 3500.14 | HUD Regulations regarding kickbacks and unearned fees. | |
| Salt Lake Chapter Lunch - Secondary Marketing - 7-19-06 | Those who attended and would like a copy | |
| Statement Of Policy 1996-2 Re: Sham Abas | HUD Statement of Policy 1996-2 | HUD Statement of Policy regarding Affiliated Business Arrangements. |
| The Umla Insider - March Edition | Everyone | Click and Print |
| Umla Suggestions To The Dre Regarding Plm Supervision | Mortgage Licensees | Click and Print |
| Updated Membership Application | ||
| Z - Draft Rule R162-202-5-1 February 2007 Draft | Mortgage Licensees | This rule would make persons inelligible to apply for any mortgage license with the Division if they have been convicted of, entered a plea in abeyance to, or completed any sentence or confinement on account of any: 1. felony within five (5) years preceding the application, or 2. misdemeanor involving fraud, misrepresentation, theft, or dishonesty within three years preceding the application. |
| Z - Draft Rule R162-204-1-2-1 February 2007 Draft | This rule would clarify that the owners and directors of a mortgage company have an affirmative responsibility to maintain the records of that entity after it has closed it’s doors. A motion indicating the Commission’s support for the rule was adopted. | |
| Z - Draft Rule R162-205-2-1 February 2007 Draft | Residential Mortgage Standards of Practice - This rule would require each loan file to contain: 1. A copy of the loan officer’s license, and 2. A signed disclosure by both the loan officer and the borrower (to be signed at application) stating the name, license number and attestation the license is active and in good standing. This rule is designed to increase the importance of the license in the mind of the public and in the mind of the loan officer. It is also intended to help in the enforcement of unlicensed activity, particularly in the 3rd party origination of government loans. | |
| Z - Draft Rule R162-207-6 February 2007 Draft | This rule would prohibit the renewal of any license if the applicant had been convicted of or entered a plea in abeyance to a felony. |
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